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Today, employees expect group benefits.  By providing your employees with benefits that offer financial protection, you can attract, and keep, the best employees.


A Chambers of Commerce Group Insurance Plan® can offer you a truly flexible benefit solution based on what’s best for you and your employees. Join more than 25,000 Canadian companies enjoying the Plan’s financial strength, stable rates and personal attention.


Providing coverage to Brantford, Paris, Cambridge, Woodstock, Ingersoll, Norwich and Tillsonburg for over 15 years, Your Advantage Insurance Inc will help you build a custom plan that will suit all your business group benefit needs

Group Benefits with a Difference

Providing affordable and flexible coverage to more than 25,000 firms, the Chambers Plan is the Simple and Stable choice for your employee benefit needs.


The Chambers Plan has been providing Canadian firms with benefits for over 40 years. From coast to coast, small to medium sized businesses use the Chambers plan to protect their employees making it Canada's #1 employee benefits plan for small business.Thousands of small business owners join the Chambers Plan each year because it's the simple, stable, smart choice for their business: combining accessibility, flexible options and pooled benefits that add stability to their employee benefits.Firms stay with the Chambers Plan year after year because the Plan combines unsurpassed value with excellent customer service at the national and local levels


Click here for 24 reasons to choose the Chambers Group Benefit Plan


Looking for an employee benefit plan to keep things simple, so you can focus on your business?

Spend less time managing your benefit program with exclusive advisor support, quick set-up, easy-to-use forms, 48-hour claim processing, and simple administration.

Let my-benefits® be your online personal assistant allowing you to manage your plan, calculate payroll deductions, print off forms, booklets, and more…

Reduce your workload with my-benefits for employees—provides online access to their plan information, claims usage, forms, booklets and drug cards, they can even see when they're eligible for their next check-up!



Add stability and predictability to your employee benefit premiums

Tired of playing the rate chasing game? Changing group carriers each year? Guessing what your benefit costs will be next year? Don't be fooled by artificially discounted rates. The Chambers Plan was specifically developed to provide stability year after year.

Concerned about rising group insurance premiums?

Then you need a pooled plan like the Chambers of Commerce Group Insurance Plan. In a pooled plan, premiums are based on the average of claims across all participants. When your claims are bundled together with thousands of similar firms in a pool, premiums stay manageable and predictable.

For the past decade, the Chambers Plan's average renewal has been 4.4%.


SMART…… for your company

  • Don't add to someone else's profit. The Chambers Plan is a not-for-profit program—all surpluses stay in the Plan and help lower premiums.

  • Give your employee more for less. Health and dental premiums are a deductible business expense and a TAX FREE benefit for your employees.

  • No industry restrictions. All for-profit businesses are eligible while they are members of a participating Chamber or Board.

  • The Chambers Plan is available through your local Chamber of Commerce / Board of Trade—access business resources and connect to a network of businesses just like yours.

SMART… for your employees

  • Puts 50,000 medical specialists at your service as every Chambers Plan participant has FREE access to Best Doctors® services—connecting seriously ill individuals and their treating physicians with world renowned specialists.

  • Keep your employees healthy and productive with access to my-benefits health®, our health and wellness website, with information to help manage illnesses, find doctors and other health practitioners.

Did you know...

Four out of five members report that the health benefit plan is an important factor when choosing a job.
~ The Sanofi Canada Healthcare Survey 2014
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